understanding your

unique situation


Who we are.

We are committed to maintaining the highest standards of integrity and professionalism in our relationship with you, our client. We endeavor to know and understand your financial situation and provide you with only the highest quality information, services, and products to help you reach your goals.



Rafael Rubio, President of Stable Retirement Planners works with individuals to plan for retirement or enhance their current retirement plan. His boutique financial firm goes above and beyond to understand each client’s unique financial situation and educates them on their options. He believes that his transparent approach with planning is what separates his firm from the rest. His goal is to get each client’s financial house in order by treating their relationship like a partnership and scheduling regular reviews to be proactive on helping them reach their financial goals and make adjustments when needed.

Throughout his 18+ years in the financial industry, he has helped hundreds of clients prepare for their financial future. He specializes in safe money planning using a holistic approach. Rafael makes it a priority to continuously expand his knowledge within his field, taking training courses in CE, IRA/RMD, tax planning, social security, estate planning, legacy planning and most recently becoming a member of the Independence Excellence Group.

Rafael is happily married to his wife, Yvette, with whom he shares four children, Linus, Mico, Natalie and Makaela. In his free time, he enjoys playing tennis, golf, chess, and spending time with his family. He coaches youth sports and is active within his community and local church. He is a proud social leader in the Filipino community and his city’s local Men’s Club.

"Everybody has unique financial situation. You can't fit a square peg into a round hole."

Meet our team members

Rob Romaine

Rob is an Investment Advisor who holds Series 6, 63, and 65 Licenses. Rob always puts his client’s best interests above his own and is legally bound to a fiduciary standard when serving clients. When selecting any investment product, he will always seek the most suitable investment for that specific client.

Rob Offers assistance with:

  • Private Wealth Management
  • 401(k) Investment Management
  • Traditional and Roth IRAs
  • Education Planning (529s)
  • Equities and Fixed Income
  • Alternative Investments
  • Debt Management
  • Retirement Distribution Planning
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